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    In The News – July 2021

    July 27, 2021

    A collection of noteworthy and topical articles we found helpful this month.

    EPL

    • As claims alleging sexual misconduct and molestation increase, it’s important to note that EPL insurance may provide only limited coverage. Read more

    E&O

    • The architects and engineers professional liability market has avoided some of the hard market conditions seen in other lines. Here’s a look at why – and what might be next. Read more

    Cyber

    • Cyber insurance direct written premium increased 22% in 2020. As demand and risks increase, a new A.M. Best report shows that insurers need to reassess cyber risks. Read more
    • Ransomware attacks are creating a ripple effect that includes business interruption, premium hikes and new legislative compliance issues. Read more

    Healthcare

    • The medical malpractice insurance market continues to harden, and COIVD-related claims could make a bad situation worse. Read more

    D&O

    • A rise in zombie companies – companies that may fail because they don’t have enough cash flow to cover their debt – is causing insurers to charge higher premiums. Read more
    • SPAC lawsuits are becoming more common, and it could exacerbate the hardening D&O insurance market. Read more

    Property

    • The debate over business interruption coverage for COVID continues as a New Hampshire judge rules that COVID creates a “distinct and demonstrable alteration” to property. Read more
    • With new pandemic risks, as well as riot, natural disaster and cyber risks, the U.S. property and casualty insurance market will be put to the test. Read more

    Casualty

    • As progress continues to be made in the development of fully self-driving cars, questions about assigning liability take on urgency. Read more
    • Hard insurance market conditions are expected to continue in 2021, with property, D&O, cyber and umbrella lines seeing the biggest impact. Read more

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