A collection of noteworthy and topical articles we found helpful this month.

Casualty

• After the pandemic slump, the construction industry is rebounding. This growth brings both new opportunities and heightened risks. Read more

Property

• The U.S. property and casualty industry experienced a $26.5 billion net underwriting loss in 2022, with a combined ratio of 102.7%. Read more

EPL

• New guidance from the EEOC states that employers are responsible for AI tools used in employment decisions, even if the tools are administered by another agency. Read more

Cyber

• The new cyber war exclusions from Lloyd’s of London have gone into effect, and some professionals are worried about the impact on cyber coverage amid state-sponsored attacks. Read more
• Is the ransomware respite over? Attacks surged again in February and March. Here’s what’s happening: Read more

Healthcare

• In 2022, the medical professional liability insurance sector’s combined ratio was 102.2% – an improvement over previous years, but still an underwriting loss. Read more

E&O

• New bills may change the franchise model, giving operators more autonomy and requiring franchisers to share in some liability risks, such as employment violations. Read more

D&O

• With increased capacity and reduced demand, the D&O market is softening and prices are finally moderating. Read more

Crypto

• Stolen and hacked crypto is a growing problem. Cryptocurrency platforms looking for insurance coverage are in for a challenge, and individuals seeking coverage will have an even harder time. Read more

Fiduciary

• Under ERISA, fiduciaries can be held personally liable for negligence, mismanagement and other breaches of duty, and emerging digital exposures are creating new risks. Read more

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